The new ‘Tap to Pay’ feature enables you to receive payments via your smartphone, eliminating the need for any external hardware. Customers have the option to make payments by either tapping their credit or debit cards directly onto your phone or by using their own smartphones for the transaction. Currently, it is presently accessible exclusively within the United States. To enable this on your iPhone, it must run on the 15.5 operating system or a more recent version and the iPhone model should be XR or a later version. For android, your Android device must be running on Android 9 or a more recent version.